What benefits can I obtain?
Workers’ compensation wage replacement benefits are paid at 60% of your gross average weekly wage if your doctors say you are totally disabled. Benefits should continue for as long as you lose time from work or are unable to earn your pre-injury wage. You may receive partial or total benefits, depending on the extent of your injury and insurance carriers often get it wrong.
What should I do if I’m injured?
After you’ve received medical treatment, you must notify your employer of your illness or injury immediately after your accident—your employer must report the incident and may have you fill out paperwork for workers’ compensation benefits. Save all receipts from the doctor or hospital and write down every detail of the event you remember, as soon as possible, such as the date of the injury, witnesses present, and any other relevant information. Then, give our firm a call right away to hire legal representation.
Why should I report my work injury?
Workers’ compensation insurance carriers often deny workers cases because they aren’t reported on time. Don’t let this happen to you! If you are injured at work, notify your supervisor and it is a good idea to notify more than one person. Why should you tell your employer immediately when you are hurt? First, the law requires you to do so. Second, insurance companies can more successfully deny claims when they are reported days after the injury happens.
Why do I need a workers’ comp attorney?
One reason why you need legal representation is that the insurance adjuster’s job is to save the insurance company as much money as possible, so they may try to take advantage of you by paying you as little as possible. The weekly temporary total disability benefit is also often calculated incorrectly by the workers’ compensation insurance carrier, without the injured worker or the New Hampshire Labor Department being aware of the miscalculation. There are many workers’ compensation benefits, including vocational rehabilitation and permanent partial impairment awards, which an injured worker may not fully learn from the insurance company. It is important for injured workers to obtain the advice of a knowledgeable, experienced attorney who can maximize the benefits available to the worker through the complicated workers’ compensation system.